Get to know

Katherine Alves

General Manager
(714) 724-5303katherine.alves@homeownersfirst.com
NMLS ID# 923264
learn more

about me

Branch Adress
10072 Adams Ave. Huntington Beach, CA 92646

Let's work toghether

I offer personalized, transparent service and tailored solutions for a smooth, stress-free home financing experience.

Apply now
Our Mission

be your trusted guide

At [Mortgage Company], our mission is simple: to provide trusted guidance and personalized mortgage solutions that help people achieve their dream of homeownership. We’re committed to making the process as smooth, transparent, and as supportive as possible for every client. By empowering you with the right information, we help you make smart financial decisions that benefit your future.

Trusted Guidance
Smart Financial Choices
Personalized Solutions
Homeownership Focus
Fixed Rate Mortgages provide long-term stability with a consistent interest rate and predictable monthly payments, ideal for homeowners who plan to stay in their home for many years.

Fixed Rate Mortgage

Consistent rate. Predictable payments.

A Home Equity Line of Credit (HELOC) gives homeowners access to revolving credit based on their home’s equity, offering flexible funds for major expenses or projects.

Home Equity Line of Credit (HELOC)

Access equity. Revolving credit.

Investment Property Loans are designed for purchasing or refinancing rental homes, offering financing options that support income-generating real estate investments.

Investment Property Loan

Rental purchase. Refinance options.

Second Home Loans offer financing for vacation homes or seasonal getaways, providing flexible options to fit different budgets and lifestyles.

Second Home Loan

Vacation home. Flexible options.

USDA Loans feature zero down payment options for eligible rural and suburban buyers, helping more households achieve homeownership with affordable financing.

USDA Loan

Zero down. Rural homes.

Reverse Mortgages allow homeowners age 62 and older to convert home equity into cash, providing financial flexibility without monthly mortgage payments.

Reverse Mortgage

Convert equity. No payments.

VA Loans are exclusive to veterans and active-duty military members, offering no down payment, flexible qualifications, and additional savings compared to traditional loan programs.

VA Loan

Veteran benefit. No down payment.

FHA Loans are government-backed programs that allow for lower down payments and easier qualifications, making homeownership accessible to first-time buyers and those with limited savings.

FHA Loan

Low down payment. Easier approval.

Jumbo Loans are designed for higher-priced homes that exceed conventional limits, providing flexible financing solutions for buyers purchasing in more expensive markets.

Jumbo Loans

Large loans. Higher limits.

Conventional Loans follow standard lending guidelines and offer flexible terms, making them a popular option for qualified borrowers seeking competitive rates and customizable financing.

Conventional Loans

Popular option. Flexible terms.

Adjustable Rate Mortgages (ARMs) offer lower initial interest rates that adjust over time, making them a smart choice for buyers who expect to move or refinance within a few years.

Adjustable Rate Mortgage

Flexible rates. Potential savings.

Mortgage Calculator