OUR ENCINITAS-OLIVENHAIN TEAM

Katherine Alves

I am here to assist you with all your mortgage needs. I will help you consider a whole range of factors regarding your lending needs whether you’re purchasing your first home, a second home or refinancing. I will make every effort to simplify the lending process with step-by-step guidance from application to closing.

I am committed to providing you with the best customer service available. If you want to get started on a home loan, contact me today.

Katherine Alves

President

NMLS # 923264

  714-724-5303

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Garrett Dwyer

Garrett Dwyer has spent the last 19 years as a key resource and trusted advisor to his clients and referral partners. His goal is to assist with a wide range of ideas and deliver clear communication and results. Whether you are purchasing your forever home, refinancing an investment property, or looking for knowledge about any type of residential loan, Garrett can provide solid counsel. His experience with Conventional, FHA, VA, Jumbo and Non QM loan products gives him the ability to assess your situation and give you the options necessary to suit your needs.

Garrett lives in Aliso Viejo with his wife and daughter, spending time camping with his family and coaching local sports. He is passionate about giving back to his community and is heavily active as a volunteer with many local organizations.

Please contact him today so he can help you with step by step guidance in today’s complicated lending environment.

Garrett Dwyer

Area Sales Manager

NMLS # 179318

  949-285-7420

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